Stock Investing Yearly Gains

Here is a table with the sum you will have if you invest $1000 a year in top USA stocks. They raise around 11% per year, inflation is 2%, so the real raise is 9%. I considered 10% per year for an easier calculation and averaged the results at each year.

To see what sum you saved for a specific year, add every sum until that year, starting for the bottom.
For example: deposit $1000 at the beginning of the first year and another $1000 at the beginning of the second year. At the end of the second year you’ll have $1200 (the value of the first deposit) plus $1100 (the value of the second deposit) equals $2300.

As you can see, you’ll have $100,000 after 23 years, so you can retreat from work.
How does it sound to retreat at 46 old? Start investing as early as possible!

Of course it’s easier to deposit $100 a month instead of $1000 one time deposit a year, but the results are almost identical.

If you invest $1000 a month, you’ll get 10X the savings on this table.

$1,815,000 after 50 years

168000
152900
139000
126300
114800
104400

$1,009,000 after 44 years

95000
86300
78400
71300

$678,000 after 40 years

64800
59000
53600
48700
44300
40200
36600
33270
30250
27500

$240,000 after 30 years

25000
22500
20250
18200
16400
14800
13300
12000

$96,800 after 23 years

10800
9700
8700

$67,600 after 20 years

7800
7000
6300
5700
5100
4600
4200
3700
3400
3000

$17,800 after 10 years

2700
2500
2200
2000
1800
1600
1400
1300
1200
1100