Here is a table with the sum you will have if you invest $1000 a year in top USA stocks. They raise around 11% per year, inflation is 2%, so the real raise is 9%. I considered 10% per year for an easier calculation and averaged the results at each year.

To see what sum you saved for a specific year, add every sum until that year, starting for the bottom.

*For example: deposit $1000 at the beginning of the first year and another $1000 at the beginning of the second year. At the end of the second year you’ll have $1200 (the value of the first deposit) plus $1100 (the value of the second deposit) equals $2300.*

As you can see, you’ll have $100,000 after 23 years, so you can retreat from work.

**How does it sound to retreat at 46 old? Start investing as early as possible!**

Of course it’s easier to deposit $100 a month instead of $1000 one time deposit a year, but the results are almost identical.

If you invest $1000 a month, you’ll get 10X the savings on this table.

**$1,815,000 after 50 years**

168000

152900

139000

126300

114800

104400

**$1,009,000 after 44 years**

95000

86300

78400

71300

**$678,000 after 40 years**

64800

59000

53600

48700

44300

40200

36600

33270

30250

27500

**$240,000 after 30 years**

25000

22500

20250

18200

16400

14800

13300

12000

**$96,800 after 23 years**

10800

9700

8700

**$67,600 after 20 years**

7800

7000

6300

5700

5100

4600

4200

3700

3400

3000

**$17,800 after 10 years**

2700

2500

2200

2000

1800

1600

1400

1300

1200

1100